A financial adviser helps you build a clear and personalised plan for retirement. This includes reviewing your super, investments, income needs, tax position, and eligibility for the age pension. At Dumont Wealth, we take a structured approach to ensure you retire with confidence, clarity, and a sustainable income plan.

Ideally, the earlier you can begin planning, the better. This gives time to fine-tune your strategy, improve tax efficiency, and structure your super and investments. However, it is never too late. Even if you are just months away from retiring, good advice can make a meaningful difference.

From your initial consult to full implementation, our process typically takes three to four weeks, depending on the depth of research and the complexity of your situation. We aim to make this journey smooth, straightforward, and enjoyable for every client.

Financial advisers focus on wealth creation, superannuation, investments, and protection, while accountants primarily focus on tax and compliance.

We help you work through key questions like how much you need each year, whether your super and investments will last, and how to manage unexpected costs. Through financial modelling, we show you what your retirement could look like and help you decide if the timing is right.

Yes. Retirement is full of one-off decisions that can have long-term impacts. From drawing income too quickly, misjudging Centrelink eligibility, or triggering unnecessary tax, mistakes are common without proper guidance. Our role is to help you avoid these pitfalls with a clear and proven plan.

A retirement specialist understands the rules, tax laws, and lifestyle challenges unique to this stage of life. We provide practical, tailored advice to help you make smarter decisions, avoid common traps, and retire with greater peace of mind.